IBCA E-Newsletter

Information on insurance coverage provided by the IBCA

What to do if involved in a suit?
Camp coverage, certificates of insurance, participant/accident insurance?

As a membership benefit, coverage is provided by the Commercial General Liability Policy issued to the National Organization of Coaches Association Directors. This policy will protect the Indiana Basketball Coaches Association and its active members who are high school coaches, junior high coaches or elementary coaches from claims made by negligent acts accidentally committed resulting in bodily injury, personal and advertising injury or property damage to others.

Carrier: Lexington Insurance Company; Excess Surplus Lines (“A” A.M. Best)

Policy period: Aug. 1, 2013 through Aug. 1, 2014

Limits of insurance: $1,000,000, each occurrence; $1,000,000, general aggregate (per member); $1,000,000, products/completed operations; $1,000,000, personal/advertising injury; $50,000, fire damage; excluded, medical payments.

Camp coverage: Please note that our General Liability Program follows all members while working at camps and/or conducting their own personal camp. In addition, Participant/Accident Coverage is available that will cover coaches and/or participants. Should an accident occur during your camp, clinic or event, this secondary coverage could help offset the loss suffered by families affected by such accidents.

Certificate of Insurance & Participant Accident: If you have a camp and require proof of insurance, certificates are available at no additional charge. If you have a camp and require a certificate of insurance naming an Additional Insured, the cost is $150.00. Participant/Accident Coverage must be in place for all participants prior to the issuance of a certificate of insurance naming an Additional Insured. Certificates of Insurance and Participant/Accident request forms are available through the IBCA.